We believe credit services should be straightforward. That's why we offer one service, one clear fee structure, and no confusing packages, upsells, or hidden costs.
1. Credit Analysis
Review and evaluation of your credit profile to identify information that may require further review.
2. Strategy Session
Personalized consultation focused on your goals, findings, and potential next steps.
3. Guided Review Process
Structured review and communication process designed to address information selected for further evaluation.
4. Progress Reviews
Ongoing review of updates, developments, and changes throughout the engagement.
Understanding your credit profile starts with a conversation.
Every credit situation is unique. These are some of the common concerns clients bring to us when they're looking for answers and a path forward. We review every situation individually, and not every concern will require the same approach. Recommendations and outcomes vary based on the specific information involved.
Late Payments
Tax liens
Inquiries
Short sales
Collection accounts
Identity Theft
Co-Signed Account Issues
Charge offs
Accounts Sold to Collection Agencies
Authorized Users Accounts
Bankruptcies
Outdated Information
Divorce or Separation Related Credit Issues
Reporting Errors
Medical bills
Repossessions
Foreclosures
Duplicate Information
Child support Reporting Issues
Joint Account Disputes
Unrecognized Accounts

$249
Review your credit profile, discuss your goals, and develop a personalized action plan
Credit Analysis
Strategy Session
Personalized Action Plan
Initial Guided Review
Secure Client Portal
Personalized Client Desktop
Initial File Review & Processing
Educational Resourses

No contracts - cancel anytime

$149
Review updates, discuss progress, and receive ongoing guidance.
Review of Updates & Responses
Progress Review Consultation
Ongoing Guidance & Support
Secure Client Portal
Planning for Next Steps
Credit Monitoring Updates
Monthly File Review & Processing
Education Resources

No contracts - cancel anytime
Here are answers to some of the questions we are asked most often. If you don't see your question, please reach out to us, we're happy to help.
The Initial Credit Analysis & Strategy Session fee is charged after the consultation and completion of the initial service phase.
Monthly Review & Guidance Cycles are $149 each and are billed only after a completed cycle of service.
No. You may cancel services at any time.
No. We believe in simple, transparent pricing with no hidden fees or surprise charges.
Monthly Review & Guidance Cycles are only provided when additional work is needed and you choose to continue with services.
Credit monitoring is not included in the service fee. An active credit monitoring account is required so updated information can be reviewed throughout the engagement.
No. Services are billed as they are completed. You are not required to prepay for future review cycles.
Every situation is different. The length of the process depends on your credit profile, your goals, and the information being reviewed. During your consultation, we'll discuss what to expect based on your specific circumstances.