Clear Pricing. No Surprises.

We believe credit services should be straightforward. That's why we offer one service, one clear fee structure, and no confusing packages, upsells, or hidden costs.

OUR APPROACH

One Service. One Price. One Standard.

The Same Commitment For Every Client

Unlike companies that offer multiple service tiers, we believe every client deserves the same level of service, guidance, and support. Every client receives the same core service, guidance, and review process. Here's what's included.

SERVICES INCLUDED

What Every Client Receives

  • 1. Credit Analysis

    Review and evaluation of your credit profile to identify information that may require further review.

  • 2. Strategy Session

    Personalized consultation focused on your goals, findings, and potential next steps.

  • 3. Guided Review Process

    Structured review and communication process designed to address information selected for further evaluation.

  • 4. Progress Reviews

    Ongoing review of updates, developments, and changes throughout the engagement.

Understanding your credit profile starts with a conversation.

COMMON CREDIT CONCERNS

Concerned About One of These Situations?

Every credit situation is unique. These are some of the common concerns clients bring to us when they're looking for answers and a path forward. We review every situation individually, and not every concern will require the same approach. Recommendations and outcomes vary based on the specific information involved.

  • Late Payments

  • Tax liens

  • Inquiries

  • Short sales

  • Collection accounts

  • Identity Theft

  • Co-Signed Account Issues

  • Charge offs

  • Accounts Sold to Collection Agencies

  • Authorized Users Accounts

  • Bankruptcies

  • Outdated Information

  • Divorce or Separation Related Credit Issues

  • Reporting Errors

  • Medical bills

  • Repossessions

  • Foreclosures

  • Duplicate Information

  • Child support Reporting Issues

  • Joint Account Disputes

  • Unrecognized Accounts

PRICING

One Service. Two Phases. No Surprises.

Your program begins with an Initial Credit Analysis & Strategy Session ($249), followed by Monthly Review & Verification Rounds ($149) as updates, responses, and new information become available.

$249

Initial Credit Analysis & Strategy Session

Review your credit profile, discuss your goals, and develop a personalized action plan

  • Credit Analysis

  • Strategy Session

  • Personalized Action Plan

  • Initial Guided Review

  • Secure Client Portal

  • Personalized Client Desktop

  • Initial File Review & Processing

  • Educational Resourses

No contracts - cancel anytime

$149

MONTHLY REVIEW &

verfication CYCLE

Review updates, discuss progress, and receive ongoing guidance.

  • Review of Updates & Responses

  • Progress Review Consultation

  • Ongoing Guidance & Support

  • Secure Client Portal

  • Planning for Next Steps

  • Credit Monitoring Updates

  • Monthly File Review & Processing

  • Education Resources

No contracts - cancel anytime

COMMON QUESTIONS

Frequently Asked Questions

Here are answers to some of the questions we are asked most often. If you don't see your question, please reach out to us, we're happy to help.

When is the initial fee charged?

The Initial Credit Analysis & Strategy Session fee is charged after the consultation and completion of the initial service phase.

How much do monthly review cycles cost?

Monthly Review & Guidance Cycles are $149 each and are billed only after a completed cycle of service.

Am I locked into a long-term contract?

No. You may cancel services at any time.

Are there any hidden fees?

No. We believe in simple, transparent pricing with no hidden fees or surprise charges.

Do I have to purchase monthly review cycles?

Monthly Review & Guidance Cycles are only provided when additional work is needed and you choose to continue with services.

Is credit monitoring included?

Credit monitoring is not included in the service fee. An active credit monitoring account is required so updated information can be reviewed throughout the engagement.

Do I have to pay for months of service upfront?

No. Services are billed as they are completed. You are not required to prepay for future review cycles.

How long does the process take?

Every situation is different. The length of the process depends on your credit profile, your goals, and the information being reviewed. During your consultation, we'll discuss what to expect based on your specific circumstances.

Office: 9548 Center Street, Live Oak CA 95953

Call: (916) 470-0947

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